Consider exploring truck finance options to help you upgrade your fleet or acquire new equipment?

Look no further! Presenting Australia’s fastest truck finance service, that offers your one of the best financing solutions tailored specifically for the trucking companies and truckers. Exclusively designed by keeping with your needs in mind, our Fast, Easy, and Low Rate Truck Financing options offer unmatched ease, flexibility, and affordability. Indeed, now you can stay rest assured and focus on what matters most – keeping your business on the move.

Our uniquely curated financing solutions offer a variety of features and benefits to our clients, including

  • Competitive interest rates.
  • Flexible repayment terms.
  • Fast approval times.
  • Expert advice.
  • Vast lender panel.
  • Low doc options available.
  • Options for non property owners.
  • Get a $100 referral gift card.

We can manage your finances no matter where you are, thanks to our nationwide service. We have relationships with numerous banks and lenders, many of which are exclusive to our industry, so we can provide you, your company, and your car with a wide range of choices. We offer financing for all kinds of trucks and trailers, both new and old, with a simplified process that saves you time, stress, and money. We provide financing for acquisitions made through auctions, individual sellers, or dealers, serving all Australian sectors.

⁤We are known for our knowledge, experience, and proficiency in the transportation and finance industries, including offering competitive truck loans to help businesses acquire the vehicles they need for their operations.

⁤⁤We have a reputation for obtaining the best loans at the lowest interest rates and for our unmatched ability to negotiate hard on behalf of our clients. ⁤⁤Many are impressed by our performance in a challenging and competitive sector.

Loanjunction is one of the best truck finance companies.

We provide services in small and big business loans for trucking companies and truck drivers, start-up trucking loans, and equipment financing for trucking companies, We deal in truck financing like semi truck financing, commercial truck loans, food truck financing, and truck repair financing, tow truck financing, big truck loans, used truck loans, tow truck, semi-truck, Isuzu truck finance, lorry finance, trucking equipment financing, bucket truck financing, heavy equipment financing

Seeking Flexible Truck Financing? Explore Our Range of Options!


Our fully custom financing solutions help getting approval for your truck finance needs in record time, enabling you to seize perfect opportunities without delay. With our speedy approval process, you can easily move forward with your plans. What sets us apart? It’s our dedication and commitment to tailor solutions that match your unique business requirements. Thereby, ensuring affordability every step of the way. By working with a panel of over 40 lenders, including banks and non-bank lenders, we guarantee access to a wide range of financing options, including:

  • Chattel Mortgage.
  • Finance Lease.
  • Small Business Loan.
  • Invoice Finance.

With Loan Junction, with 7+ years of industry experience you can trust that your truck financing needs are in expert hands. Our professional and expert team ensures that you receive top-notch service and expertise throughout the financing process. Get started Today!

Here are some additional benefits of using Loan Junction

We, at Loan Junction offer the best financing loan options for the truck drivers. We understand truck drivers’ pain points and also, our loan experts deeply understand the individual financing preferences as well. We follow a personalized approach to make the entire loan process seamless and stress free. Here’s why you should choose us as your truck loan financing partner

  • Specialized and Personalized Solutions: Loan Junction Australia offers best finance options for new and used trucks, offering customised financing options for truck and trailer financing.
  • Easy Process: Our streamlined truck loan process makes truck finance easy and hassle-free. Get quick approval and instant disbursement of funds with us.
  • Competitive Rates: Loan Junction Australia offers the best truck loan rates as well as options in the market. Thereby, helping you save time and money over the long term.
  • Quality of Service: With a commitment to quality, we prioritize 100% customer satisfaction and dedication in our services.
  • Personalized Assistance: Our team of loan experts provide personalized assistance and guide you through the journey.

Fill the contact form or you may call us directly and take the first step towards securing your truck loan today!


How to finance a truck


To get the best financing option designed as per your needs and requirements for your truck, you need to follow several steps. Here’s how you can get started:

  • Comparing Truck Finance Options Available:
    The best way to get a perfect truck financing deal is to research on various financing options available in the market such as loans, leasing, etc. Several other factors that you need to consider are interest rates, repayment terms, and flexibility. Also, consider working on assessing whether you prefer a fixed or variable rate of interest.
  • Choosing a Right Lender in the market:
    Now it’s time to explore the market and work over selecting a reputable and trusted lender who offers favourable terms and best rates for truck financing. You may check their online presence, reviews, their experience in the industry, reputation in commercial vehicle financing etc. Before finalizing always make sure that the lender’s requirements align with your financial situation as well as credit score.
  • Applying for the best Loan Option:
    Get started by filling and completing the loan application provided by your chosen lender. Always provide accurate and right personal and financial information, including your income, employment details, and other assets. Clearly specify the loan amount you need to finance the truck and the type of truck you want to purchase.
  • Provide Supporting Documentation for Approval:
    You may be required to provide many supporting documents such as proof of income, proof of identity bank statements and much more. Depending on the lender, you may also need to furnish certain documents such as tax return, business registration documents and more. It is advisable to keep the documentation handy, organised and readily available to expediate the loan approval process.
  • Wait for Lender’s Approval:
    Now you have submitted your application and supporting documents, the next thing which you need to do is to wait for the lender’s final approval. Depending upon the lender’s review process as well as workload, the approval process may take a few days to a couple of weeks to get the final decision. Also, you need to be stay prepared to respond to any queries or requests for additional information or clarification requested by the lender.
  • Accept the Terms and Get Your Loan:
    After receiving the approval from the lender, carefully review the loan agreement as well as the terms and conditions, repayment schedule, interest rate and any other associated fees. Make sure that you sign the loan agreement only if it meets your requirements as a less expectations. After the paperwork is finalised, your funds will be dispersed by the lender. Now purchase your truck and take your business to new heights.

By following these steps diligently and selecting the right financing option and lender, you can successfully secure the funds needed to purchase your truck and embark on your journey with confidence.

Frequently Asked Questions

Yes! As a self-employed individual, you are eligible to avail loan facility and borrow the entire value of your vehicle purchase, including additional expenses such as insurance and extended warranties. Reach out to our loan experts for detailed information.
Unfortunately, if you are currently in bankruptcy or under a Part 9 or 10 debt agreement, you won't be eligible for a truck loan. However, if you've been discharged or have completed more than half of your bankruptcy period, we may be able to help. Click here for an assessment that won't impact your credit score, or call 03 9801 1482 to speak with experts to know what options we have for you.

The entire loan process starting from application to approval to disbursal of funds can be completed in just few hours. But there are several factors that impact the entire process such as strength of your profile, efficiency of the lender's processing, your responsiveness towards the lender’s enquiries, verification of the documents etc.

Our online application can be filled out in just 2 minutes. Once you've completed it, our call centre will reach out to you within the next 24 hours to provide pre-approval and connect you with an assigned broker. After collecting all the necessary documents, our broker will submit the application to the lender. And, the approval process can take as little as 2 hours.

Yes, you can still obtain truck loan even if you have with less-than-ideal credit. At Loan Junction, we prioritize your situation and tailor a solution that perfectly aligns with your financial needs. Facing challenges with your credit history? Don’t worry, we're here to assist. Our dedicated branch, (ph: no) specializes in credit restoration and tailoring best financing options for you. Reach out to us today for right assessment.
At Loan Junction, unlike a bank, we do not leave an impression on your file as part of our assessment so it will not show on your credit file as a “declined” if your application is unsuccessful. However, please note that having more than 6 enquiries in a 12-month period may potentially affect your application for finance.
In short, yes. If your repayments are overdue by 14 days or more, this is likely to be noted on your credit score.
Absolutely! With many of our loans, you have the flexibility to settle your loan prior to the agreed term. Connect with one of our financial experts to customize a solution that suits you best.
A balloon payment enables you to decrease your repayments throughout the truck loan term by making a single lump sum payment at the loan's conclusion. For example, if you took out a $30,000 loan with a 30% balloon payment over five years, your monthly payments at an 8.10% comparative rate would drop from $609.73 per month to $467.24 per month, with an additional $9,000 lump sum payment expected at the end of the loan term. We will reach out to you within the last six months of your loan term to discuss your payment alternatives. Your choices may entail refinancing the balloon amount within a new truck loan or paying off the balloon payment using your own funds.
Yes, with Loan Junction, you can swiftly obtain approval for a second-hand truck loan. Financing a used truck can be an advantageous choice if you're eager to hit the road without bearing the burden of a premium price tag.
Rest assured, at Loan Junction, we extend no deposit truck finance, encompassing 100% of the purchase price within the truck loan package.
Certainly, lenders mandate comprehensive insurance for your truck. Our team of asset finance brokers stands ready to assist in arranging comprehensive insurance at your request.


WhatsApp Logo